STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
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License information taken from records of the Department of Real Estate on 7/27/2026 6:45:38 AM
License Type:
SALESPERSON

Name:
Smith, Stephen William Jr

Mailing Address:
785 SUNGOLD WAY
ESCONDIDO, CA 92027

License ID:
01983156

Expiration Date:
07/19/30

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 1018582 (Click here to check the status of the MLO License Endorsement )

Salesperson License Issued:
09/12/16

Former Name(s):
NO FORMER NAMES

Responsible Broker:
License ID: 01821025
C2 Financial Corporation
12230 EL CAMINO REAL STE # 100
SAN DIEGO, CA 92130

Former Responsible Broker:
License ID: 02100626
Moreno, Matthew Arthur
From 11/27/2023 to 06/20/2025

License ID: 02100626
Moreno, Matthew Arthur
From 06/21/2021 to 08/27/2023

Comment:
07/11/19 - H-05075 SD

06/21/21 - REVOKED-RIGHT TO RESTRICTED LICENSE PER H-5075 SD

08/02/21 - MORTGAGE LOAN ORIGINATOR LICENSE ENDORSEMENT VOLUNTARILY SURRENDERED

10/21/22 - H-05343 SD

08/28/23 - SUSPENDED UNTIL 11/27/2023 Salesperson H-05343-SD

06/18/26 - PETITION FOR REINSTATMENT OF SALES LICENSE GRANTED PER H- 05075 SD

07/20/26 - H-05075 SD RELEASED

NO OTHER PUBLIC COMMENTS

Disciplinary or Formal Action
Documents:
H05075SD_190711_P.pdf

H05075SD_190806_P.pdf

H05075SD_210621_P.pdf

H05075SD_210802_P.pdf

H05075SD_260618_P.pdf

H05343SD_221021_P.pdf

H05343SD_230828_P.pdf

>>>> Public information request complete <<<<