STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/7/2025 1:05:40 PM
License Type:
SALESPERSON

Name:
Garay Garcia, Cindy Gabriela

Mailing Address:
5783 SAMPSON BLVD.
SACRAMENTO, CA 95824

License ID:
02231356

Expiration Date:
08/13/28

License Status:
LICENSED

Salesperson License Issued:
08/14/24

Former Name(s):
NO FORMER NAMES

Responsible Broker:
License ID: 02166758
Xpert Home Lending Inc.
3017 DOUGLAS BLVD STE 300
ROSEVILLE, CA 95661

Former Responsible Broker:
License ID: 01525946
Elite Norcal Corporation
From 08/30/2024 to 09/28/2025

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<