STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/26/2025 12:16:56 AM
License Type:
SALESPERSON

Name:
Ybarra, Flavia

Mailing Address:
3965 SAN AUGUSTINE WAY
SAN DIEGO, CA 92130

License ID:
01460998

Expiration Date:
11/16/28

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 350243 (Click here to check the status of the MLO License Endorsement )

Salesperson License Issued:
11/17/04

Former Name(s):
Murphy, Flavia E

Responsible Broker:
License ID: 02189013
Virtual Home Lending Inc.
3450 BONITA RD STE 204
CHULA VISTA, CA 91910

Former Responsible Broker:
License ID: 01955311
Joplin, Anthony Michael
From 10/25/2023 to 10/29/2023

License ID: 01526997
CF Capital Group
From 04/12/2023 to 10/24/2023

License ID: 01228731
Courtesy Mortgage Company
From 10/09/2018 to 04/11/2023

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<