STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/14/2025 2:19:39 PM

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License Type:	SALESPERSON
Name:	Schwartz, Howard Carl
Mailing Address:	690 OTAY LAKES RD SUITE 230 CHULA VISTA, CA 91910
License ID:	01344994
Expiration Date:	10/30/26
License Status:	LICENSED
MLO License Endorsement:	NMLS ID: 188396 (Click here to check the status of the MLO License Endorsement )
Salesperson License Issued:	07/12/02
Former Name(s):	Schwartz, Howard Carl
Responsible Broker:	License ID: 02085205 Nationwide Loans, Inc 701 PALOMAR AIRPORT RD #300 CARLSBAD, CA 92011
Former Responsible Broker:	License ID: 02144287 Rate Republic Inc From 02/06/2024 to 08/12/2025
	License ID: 02144287 Rate Republic Inc From 02/10/2022 to 12/14/2023
	License ID: 02083281 Life Residential Inc From 06/17/2019 to 02/09/2022
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<