STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/25/2025 9:14:22 PM
License Type:
SALESPERSON

Name:
Monico, Efrain Alberto

Mailing Address:
350 COLLEGE AVENUE SUITE 200
SANTA ROSA, CA 95401

License ID:
00899774

Expiration Date:
07/19/26

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 1393831 (Click here to check the status of the MLO License Endorsement )

Salesperson License Issued:
11/01/85 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Responsible Broker:
License ID: 01874818
Pacific Bay Lending, Inc.
121 PAUL DR STE D
SAN RAFAEL, CA 94903

Former Responsible Broker:
License ID: 01874818
Pacific Bay Lending, Inc.
From 05/02/2022 to 06/28/2022

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<