STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/6/2025 11:45:14 AM

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License Type:	BROKER
Name:	Spearman, Joseph Philip
Mailing Address:	2121 NATOMAS CROSSING DR #200250 SACRAMENTO, CA 95834
License ID:	01998627
Expiration Date:	09/03/26
License Status:	LICENSED
MLO License Endorsement:	NMLS ID: 1968899 (Click here to check the status of the MLO License Endorsement )
Salesperson License Issued:	05/20/16
Broker License Issued:	09/04/18
Former Name(s):	Spearman, Joseph Philip
Main Office:	1007 7TH ST #499 SACRAMENTO, CA 95814
DBA	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	02000318 - Officer Expiration Date: 09/03/26 Key 2 Key, Inc.
Broker Associate for:	License ID: 02058505 Answer Home Loans, Inc. 6085 DOUGLAS BLVD STE 500 GRANITE BAY, CA 95746
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<