STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 10/31/2025 11:55:20 PM

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License Type:	BROKER
Name:	Krut, Ray Roy
Mailing Address:	6336 GREENWICH DRIVE#A SAN DIEGO, CA 92122
License ID:	01862634
Expiration Date:	06/15/29
License Status:	LICENSED
MLO License Endorsement:	NMLS ID: 332717 (Click here to check the status of the MLO License Endorsement )
Broker License Issued:	06/16/09
Former Name(s):	NO FORMER NAMES
Main Office:	6336 GREENWICH DR STE A SAN DIEGO, CA 92122
DBA	RayZen Properties ACTIVE FROM 06/16/2009 TO 05/11/2017
	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	01276087 - Officer Expiration Date: 03/12/28 Anchor Funding Inc
	02157981 - Officer Expiration Date: 08/26/25 Mortgage Broker One, Inc.
Salespersons:	01022362 - Villafranca, Anthony Joseph                   License Expiration Date: 10/13/2026
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<