STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
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License information taken from records of the Department of Real Estate on 11/29/2025 9:46:50 AM
License Type:
BROKER

Name:
McCaughey, Steven T

Mailing Address:
24337 VAL VERDE CT
UNIT 169
LAGUNA HILLS, CA 92653

License ID:
01308805

Expiration Date:
04/27/29

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 317834 (Click here to check the status of the MLO License Endorsement )

Salesperson License Issued:
04/20/01

Broker License Issued:
01/13/05

Former Name(s):
Mc Caughey, Steven T

Main Office:
25105 PERCH DR
DANA POINT, CA 92629

DBA
AIDA Financial
ACTIVE FROM 12/18/2017 TO 04/11/2021

LowerDownPayment.com
ACTIVE AS OF 03/16/2017

Branches:
12230 EL CAMINO REAL
STE 100
SAN DIEGO, CA 92130

Affiliated Licensed Corporation(s):
02082802 - Officer Expiration Date: 01/08/27
Lower Down Payment, Inc.

Broker Associate for:
License ID: 02123615
T.I.M.E. Lending
5292 NEWCASTLE AVE #36
ENCINO, CA 91316

License ID: 01821025
C2 Financial Corporation
12230 EL CAMINO REAL STE # 100
SAN DIEGO, CA 92130

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<