STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 10/1/2026 5:40:42 AM

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License Type:	BROKER
Name:	Kardous, Mary Stafford
Mailing Address:	4708 PANACHE DR FALLBROOK, CA 92028
License ID:	01194441
Expiration Date:	10/28/28
License Status:	LICENSED
Broker License Issued:	03/17/95 (Unofficial -- taken from secondary records)
Former Name(s):	NO FORMER NAMES
Main Office:	4708 PANACHE DR FALLBROOK, CA 92028
DBA	Homeowner's Capital ACTIVE FROM 03/12/1999 TO 04/28/2005
	Loan Processing Solutions ACTIVE AS OF 08/07/2018
	Loan Processing Specialist ACTIVE AS OF 08/07/2018
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	01230119 - Officer Expiration Date: 12/23/01 Home Loan Specialists Inc OFFICER LICENSE EXPIRED AS OF 12/24/01
	01503011 - Officer Expiration Date: 06/05/09 Retirement Freedom Group OFFICER LICENSE EXPIRED AS OF 06/06/09
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<