STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/27/2025 3:47:29 AM
License Type:
BROKER

Name:
Cummins, Michael Leo

Mailing Address:
9 EMERALD BAY
LAGUNA BEACH, CA 92651

License ID:
01119163

Expiration Date:
04/06/28

License Status:
LICENSED

Salesperson License Issued:
09/06/91 (Unofficial -- taken from secondary records)

Broker License Issued:
04/07/92 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
9 EMERALD BAY
LAGUNA BEACH, CA 92651

DBA
Brokers Direct Financial
ACTIVE FROM 06/15/1994 TO 01/24/1997

Brokers Direct Mortgage Co
ACTIVE FROM 06/15/1994 TO 01/24/1997

Emerald Pacific Financial Services
ACTIVE FROM 06/23/1992 TO 03/31/2008

Emerald Pacific Properties &
Investments
ACTIVE FROM 05/31/1994 TO 06/26/2001

Global Funding
ACTIVE FROM 05/31/1994 TO 07/22/1996

Homes Direct Realty
ACTIVE FROM 10/14/2008 TO 03/23/2016

Shoreline Funding
ACTIVE FROM 12/27/1995 TO 11/24/1998

NO CURRENT DBAS

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
01187052 - Officer Expiration Date: 10/04/98
Global Funding Corporation
OFFICER LICENSE EXPIRED AS OF 10/05/98

01220327 - Officer Expiration Date: 04/01/01
Emerald Pacific Financial
Corporation
OFFICER LICENSE EXPIRED AS OF 04/02/01

01326066 - Officer Expiration Date: 12/11/05
1st Mortgagemaker Corp
OFFICER LICENSE EXPIRED AS OF 12/12/05

01516214 - Officer Expiration Date: 08/21/09
Emerald Pacific Mortgage Inc
OFFICER LICENSE EXPIRED AS OF 08/22/09

01520940 - Officer Expiration Date: 12/14/09
Homes Direct Realty Inc
OFFICER LICENSE EXPIRED AS OF 12/15/09

01769395 - Officer Expiration Date: 08/27/10
Sabre's Edge Capital Management
Group Inc
OFFICER LICENSE EXPIRED AS OF 08/28/10

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<