STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 5/27/2026 9:48:27 PM

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License Type:	BROKER
Name:	Espinosa, Joyce Kay
Mailing Address:	20025 N 273RD LANE BUCKEYE, AZ 85396
License ID:	01018052
Expiration Date:	02/27/29
License Status:	LICENSED
Salesperson License Issued:	02/24/89 (Unofficial -- taken from secondary records)
Broker License Issued:	01/26/93 (Unofficial -- taken from secondary records)
Former Name(s):	NO FORMER NAMES
Main Office:	6052 LINCOLN AVE CARMICHAEL, CA 95608-1720
DBA	Espinosa & Associates Real Estate ACTIVE FROM 05/10/1993 TO 01/25/2001
	Espinosa & Associates Real Estate ACTIVE FROM 05/16/2005 TO 02/26/2013
	Espinosa Real Estate ACTIVE FROM 05/10/1993 TO 01/25/2001
	Loans For Real People ACTIVE FROM 02/04/2004 TO 02/26/2013
	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	NO CURRENT AFFILIATED CORPORATIONS
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<