STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/25/2025 6:43:04 PM
License Type:
BROKER

Name:
Ray, Melvin McDougal

Mailing Address:
P O BOX 4846
MISSION VIEJO, CA 92690

License ID:
00783590

Expiration Date:
03/06/26

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 238763 (Click here to check the status of the MLO License Endorsement )

Broker License Issued:
03/07/86 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
22211 MONTELLANO
MISSION VIEJO, CA 92691

DBA
Chariot Capital
ACTIVE FROM 05/24/2004 TO 02/09/2010

The Homeowner's Exchange
ACTIVE FROM 06/22/1998 TO 01/15/2006

Premier Loan Center
ACTIVE FROM 11/05/1998 TO 02/09/2010

Premier Properties
ACTIVE AS OF 08/06/2012

Premier Properties Of California
ACTIVE FROM 11/09/1998 TO 06/28/2012

Branches:
163 AVENIDA DEL MAR
SAN CLEMENTE, CA 92672

2000 BROADWAY ST
REDWOOD CITY, CA 94063

Affiliated Licensed Corporation(s):
00906496 - Officer Expiration Date: 03/31/02
EFC Mortgage Corporation
OFFICER LICENSE EXPIRED AS OF 04/01/02

00921894 - Officer Expiration Date: 08/20/94
International High-Rise
OFFICER LICENSE EXPIRED AS OF 08/21/94

00965464 - Officer Expiration Date: 07/23/91
First Suburban Corporation
OFFICER LICENSE EXPIRED AS OF 07/24/91

01008802 - Officer Expiration Date: 11/28/08
Steven Taylor Financial Group Inc
OFFICER LICENSE EXPIRED AS OF 11/29/08

01016224 - Officer Expiration Date: 02/09/97
United Lenders Mortgage Corporation
OFFICER LICENSE EXPIRED AS OF 02/10/97

01218404 - Officer Expiration Date: 01/21/13
Volkl Investments Inc
OFFICER LICENSE EXPIRED AS OF 01/22/13

01485740 - Officer Expiration Date: 03/22/11
Happy Investments Inc
OFFICER LICENSE EXPIRED AS OF 03/23/11

01760254 - Officer Expiration Date: 06/26/10
Help U Sell Triton Realty Inc
OFFICER LICENSE EXPIRED AS OF 06/27/10

01788507 - Officer Expiration Date: 01/03/11
Nationwide Financial Inc
OFFICER LICENSE EXPIRED AS OF 01/04/11

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

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