STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 1/11/2026 8:40:19 PM
License Type:
BROKER

Name:
Cuda, Joy Elizabeth

Mailing Address:
409 AVENIDA VAQUERO
SAN CLEMENTE, CA 92672

License ID:
00612047

Expiration Date:
12/27/28

License Status:
LICENSED

Broker License Issued:
12/28/84 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
409 AVENIDA VAQUERO
SAN CLEMENTE, CA 92672

DBA
Advanced Home Loans
ACTIVE FROM 06/02/2004 TO 10/01/2020

Beach Properties
ACTIVE AS OF 12/28/1984

CMG Capital
ACTIVE FROM 03/06/2006 TO 10/01/2020

Loan Club
ACTIVE FROM 10/22/1990 TO 01/08/2006

Network Financial Services
ACTIVE FROM 10/22/1990 TO 10/01/2020

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
01157111 - Officer Expiration Date: 06/13/05
J C Beach Properties Inc
OFFICER LICENSE EXPIRED AS OF 06/14/05

01760480 - Officer Expiration Date: 07/24/10
CMG Capital Corp
OFFICER LICENSE EXPIRED AS OF 07/25/10

Salespersons:
02188025 - Garcia, Evan Patrick
                  License Expiration Date: 08/02/2026

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<