STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/27/2025 5:11:57 PM
License Type:
BROKER

Name:
Ratto, Melvin Victor

Mailing Address:
2324 CANYON CREEK DRIVE
STOCKTON, CA 95207

License ID:
00442895

Expiration Date:
12/06/25

License Status:
LICENSED

Broker License Issued:
11/05/73 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
3114 HAMMER LN
STOCKTON, CA 95209

DBA
Beck & Ratto Realtors
ACTIVE FROM 05/31/1983 TO 10/23/1991

Mel Ratto & Associates Realtors
ACTIVE FROM 07/21/1978 TO 11/04/1997

Pacific Sierra Mortgage Company
ACTIVE FROM 10/16/1990 TO 10/23/1991

NO CURRENT DBAS

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
01116679 - Officer Expiration Date: 10/01/99
Sierra Coast Mortgage Co Inc
OFFICER LICENSE EXPIRED AS OF 10/02/99

01121539 - Officer Expiration Date: 10/15/95
Beck & Ratto Realtors Inc
OFFICER LICENSE EXPIRED AS OF 10/16/95

01302879 - Officer Expiration Date: 01/23/05
Ward Real Estate Brokerage &
Foreclosure Services Inc
OFFICER LICENSE EXPIRED AS OF 01/24/05

01304040 - Officer Expiration Date: 02/04/05
Fast Mortgage Inc
OFFICER LICENSE EXPIRED AS OF 02/05/05

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<