STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/25/2025 8:43:30 PM

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License Type:	BROKER
Name:	Ruth, Michael Arno
Mailing Address:	42104 HUMBER DR TEMECULA, CA 92591
License ID:	00399851
Expiration Date:	01/27/15
License Status:	EXPIRED
Broker License Issued:	01/28/75 (Unofficial -- taken from secondary records)
Former Name(s):	NO FORMER NAMES
Main Office:	NO CURRENT MAIN OFFICE ADDRESS ON FILE
DBA	American Financial Network ACTIVE FROM 03/15/1993 TO 06/22/1993
	Fair Credit Institute, The/ Financial Services Network ACTIVE FROM 06/22/1993 TO 01/27/2011
	(Fci Financial Services Network) ACTIVE FROM 06/22/1993 TO 01/27/2011
	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	00835687 - Officer Expiration Date: 04/29/86 Continental Business Development Inc OFFICER LICENSE EXPIRED AS OF 04/29/86
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<