STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/25/2025 6:45:00 PM
License Type:
BROKER

Name:
Michaud, Terry Allen

Mailing Address:
1107 SOUTH B ST
SAN MATEO, CA 94401

License ID:
00365928

Expiration Date:
01/04/29

License Status:
LICENSED

Broker License Issued:
11/16/73 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
1107 SOUTH B ST
SAN MATEO, CA 94401

DBA
Crystal Springs Mortgage Company
ACTIVE FROM 01/08/2001 TO 03/06/2011

Heritage Realty
ACTIVE AS OF 01/08/2001

Heritage Realty Property Management
ACTIVE AS OF 01/08/2001

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
NO CURRENT AFFILIATED CORPORATIONS

Salespersons:
00556368 - De Zerega, Stephen Julio
                  License Expiration Date: 06/14/2028

02234968 - Diaz-Torres, Joyce Maira
                  License Expiration Date: 02/19/2028

01190605 - Fraley, Jeffery Marvin
                  License Expiration Date: 12/07/2026

01159101 - Michaud, Janay M
                  License Expiration Date: 05/31/2026

01844281 - Mitchell, William E
                  License Expiration Date: 12/01/2028

02094668 - Sava Vardar, Oylum
                  License Expiration Date: 06/09/2027

Comment:
01/31/89 - H-6102 SF

11/01/89 - REVOKED-RIGHT TO RESTRICTED LICENSE

11/20/96 - H- 6102 SF RELEASED

NO OTHER PUBLIC COMMENTS

Disciplinary or Formal Action
Documents:
H06102SF_P.pdf

>>>> Public information request complete <<<<