STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 9/30/2026 2:47:20 AM
License Type:
BROKER

Name:
Umali, Teresita

Mailing Address:
13660 BOSTON COURT
FONTANA, CA 92336

License ID:
01253880

Expiration Date:
08/22/27

License Status:
LICENSED

Salesperson License Issued:
02/05/99 (Unofficial -- taken from secondary records)

Broker License Issued:
08/23/11

Former Name(s):
NO FORMER NAMES

Main Office:
13660 BOSTON COURT
FONTANA, CA 92336

DBA
GMS REALTY
ACTIVE AS OF 08/07/2026

GMS Realty DBA GMS Home Loans
ACTIVE FROM 10/06/2014 TO 07/06/2020

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
02054204 - Officer Expiration Date: 04/08/26
GMS Realty/Home Loans, Inc.
OFFICER LICENSE EXPIRED AS OF 04/09/26

Comment:
11/07/22 - H-42408 LA

08/18/23 - SUSPENDED 90 DAYS--STAYED FOR 1 YEAR ON TERMS AND CONDITIONS

08/18/23 - MORTGAGE LOAN ORIGINATOR LICENSE ENDORSEMENT SUSPENDED FOR 180 DAYS

02/15/24 - H-42408 LA RELEASED

NO OTHER PUBLIC COMMENTS

Disciplinary or Formal Action
Documents:
H42408LA_221107_P.pdf

H42408LA_230818_P.pdf

>>>> Public information request complete <<<<