STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 9/29/2026 10:06:57 PM

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License Type:	BROKER
Name:	Heft, Janine
Mailing Address:	26461 RANCHO PARKWAY SOUTH LAKE FOREST, CA 92630-8326
License ID:	01150358
Expiration Date:	09/29/28
License Status:	LICENSED
MLO License Endorsement:	NMLS ID: 303506 (Click here to check the status of the MLO License Endorsement )
Salesperson License Issued:	12/07/92 (Unofficial -- taken from secondary records)
Broker License Issued:	09/30/04
Former Name(s):	Duff, Janine Nicole
	Heft, Janine Nicole
Main Office:	26461 RANCHO PARKWAY SOUTH LAKE FOREST, CA 92630-8326
DBA	Escom Financial ACTIVE FROM 08/09/2005 TO 09/12/2010
	Personalized Mortgage Express ACTIVE AS OF 01/18/2005
	PME ACTIVE AS OF 11/10/2010
	PME Loans ACTIVE AS OF 11/10/2010
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	02007538 - Officer Expiration Date: 05/15/28 Personalized Mortgage Express Inc
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<