STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 7/22/2026 4:51:39 PM

---

License Type:	BROKER
Name:	Espinoza, Ray
Mailing Address:	2775 SADLERS CREEK RD CHULA VISTA, CA 91914
License ID:	01021516
Expiration Date:	04/13/30
License Status:	LICENSED
Salesperson License Issued:	03/27/89 (Unofficial -- taken from secondary records)
Broker License Issued:	09/08/95 (Unofficial -- taken from secondary records)
Former Name(s):	NO FORMER NAMES
Main Office:	2775 SADLERS CREEK RD CHULA VISTA, CA 91914
DBA	International Home Lenders ACTIVE FROM 01/06/1997 TO 09/07/1999
	Pro Team Realty ACTIVE AS OF 06/07/2001
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	NO CURRENT AFFILIATED CORPORATIONS
Comment:	09/20/04 - H-3063 SD
	03/21/05 - REVOKED-RIGHT TO RESTRICTED LICENSE --PER H-3063 SD
	09/29/09 - H-3063 SD - PETITION FOR REINSTATEMENT OF BROKER LICENSE GRANTED
	04/14/10 - H-3063 SD RELEASED
	NO OTHER PUBLIC COMMENTS
Disciplinary or Formal Action Documents:	H03063SD_P.pdf
	>>>> Public information request complete <<<<