STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 9/30/2026 3:59:51 AM
License Type:
BROKER

Name:
Ratchford, Timothy Paul

Mailing Address:
1137 N 3RD STREET
SAN JOSE, CA 95112

License ID:
00897743

Expiration Date:
10/15/29

License Status:
LICENSED

MLO License Endorsement: 

NMLS ID: 238944 (Click here to check the status of the MLO License Endorsement )

Salesperson License Issued:
08/13/98 (Unofficial -- taken from secondary records)

Broker License Issued:
10/14/87 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
1137 N 3RD STREET
SAN JOSE, CA 95112

DBA
Consolidated Mortgage Of Northern
California
ACTIVE FROM 06/15/1990 TO 04/26/1991

Hampton Financial
ACTIVE FROM 02/17/1995 TO 02/24/1995

Hampton Properties
ACTIVE FROM 06/15/1994 TO 02/24/1995

South Bay Mortgage Company
ACTIVE FROM 08/08/2001 TO 11/28/2010

South Bay Mortgage Company
ACTIVE FROM 10/14/1987 TO 11/14/1995

Southmark Mortgage Company
ACTIVE FROM 09/27/1991 TO 11/14/1995

Southmark Properties
ACTIVE FROM 04/26/1991 TO 11/14/1995

William Hannah Properties
ACTIVE AS OF 10/09/2001

Branches:
NO CURRENT BRANCHES

Affiliated Licensed Corporation(s):
01441820 - Officer Expiration Date: 10/06/28
William Hannah Properties Inc

Comment:
06/03/92 - H-6722 SF

08/10/94 - REVOKED-RIGHT TO RESTRICTED LICENSE

12/29/95 - H- 7307 SF

01/15/96 - SUSPENDED INDEFINITELY PER H-7307 SF

10/02/96 - RESTRICTED BROKER LICENSE REVOKED

07/20/98 - PETITION FOR REINSTATEMENT REB LIC DENIED-RIGHT TO RESTRICTED RES LIC

06/29/01 - --PETITION FOR REINS RE BROKER LICENSE W/O RESTRICTIONS GRANTED

06/29/01 - PETITION FOR REINS RE BROKER LICENSE W/O RESTRICTIONS GRANTED

08/08/01 - H-6722 SF RELEASED

08/08/01 - H-7307 SF RELEASED

NO OTHER PUBLIC COMMENTS

Disciplinary or Formal Action
Documents:
H06722SF_P.pdf

H07307SF_P.pdf

>>>> Public information request complete <<<<