STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 9/29/2026 8:11:23 PM

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License Type:	BROKER
Name:	Rischman, Ralph Edward
Mailing Address:	5055 AVENIDA ENCINAS STE 100 CARLSBAD, CA 92008
License ID:	00825155
Expiration Date:	11/05/26
License Status:	LICENSED
Salesperson License Issued:	11/15/85 (Unofficial -- taken from secondary records)
Broker License Issued:	10/18/90 (Unofficial -- taken from secondary records)
Former Name(s):	NO FORMER NAMES
Main Office:	5055 AVENIDA ENCINAS STE 100 CARLSBAD, CA 92008
DBA	Affordable Lending ACTIVE FROM 02/02/1998 TO 11/05/2014
	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Affiliated Licensed Corporation(s):	01220938 - Officer Expiration Date: 05/26/17 La Crosse Ventures Inc OFFICER CANCELED AS OF 05/16/17
Salespersons:	00662941 - Rischman, Joan Madelyn                   License Expiration Date: 04/15/2029
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<