STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/15/2025 10:39:14 AM

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License Type:	CORPORATION
Name:	Habitfactory USA, Inc.
Mailing Address:	3435 WILSHIRE BLVD STE 1940 LOS ANGELES, CA 90010
License ID:	02181069
Expiration Date:	04/10/26
License Status:	LICENSED
MLO License Endorsement:	2357195 (Click here to check the status of the MLO License Endorsement.)
Corporation License Issued:	04/11/22
Former Name(s):	NO FORMER NAMES
Main Office:	3435 WILSHIRE BLVD STE 1940 LOS ANGELES, CA 90010
Licensed Officer(s):	DESIGNATED OFFICER 01493753 - Expiration Date: 04/10/26 Kim, Terry Taewan
DBA	COZYING.AI ACTIVE AS OF 04/21/2023
	Loaning ACTIVE AS OF 06/06/2022
	Loaning.AI ACTIVE AS OF 06/06/2022
Branches:	2 PARK PLAZA SUITE 350 IRVINE, CA 92614
Salespersons:	01912725 - Chu, Tracie                   License Expiration Date: 04/04/2028
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<