STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 11/29/2025 5:32:47 PM

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License Type:	CORPORATION
Name:	Great Rate Home Loans
Mailing Address:	5810 EL CAMINO REAL STE D CARLSBAD, CA 92008
License ID:	02101007
Expiration Date:	11/01/27
License Status:	LICENSED
MLO License Endorsement:	1885084 (Click here to check the status of the MLO License Endorsement.)
Corporation License Issued:	09/05/19
Former Name(s):	NO FORMER NAMES
Main Office:	5810 EL CAMINO REAL STE D CARLSBAD, CA 92008
Licensed Officer(s):	DESIGNATED OFFICER 02100626 - Expiration Date: 11/01/27 Moreno, Matthew Arthur
	00849393 - Expiration Date: 09/04/23 Santangelo, James Douglas OFFICER LICENSE EXPIRED AS OF 09/05/23
DBA	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<