STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/29/2025 2:14:01 AM

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License Type:	CORPORATION
Name:	Smart Choice Realty & Mortgage Finance, Inc
Mailing Address:	15 SAVONA CT NEWPORT COAST, CA 92657
License ID:	02096525
Expiration Date:	08/21/27
License Status:	LICENSED
MLO License Endorsement:	1896218 (Click here to check the status of the MLO License Endorsement.)
Corporation License Issued:	08/22/19
Former Name(s):	NO FORMER NAMES
Main Office:	15 SAVONA CT NEWPORT COAST, CA 92657
Licensed Officer(s):	DESIGNATED OFFICER 02058142 - Expiration Date: 08/21/27 Osborne, Harold Joseph
DBA	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Comment:	09/13/21 - H-42092 LA FOR CORP AND OFFICER OSBORNE
	10/11/22 - SUSPENDED 30 DAYS -- STAYED FOR 2 YEARS ON TERMS AND CONDITIONS
	10/11/22 - FOR OFFICER OSBORNE SUSPENDED 30 DAYS -- STAYED FOR 2 YEARS ON TERMS AND CONDITIONS
	02/14/23 - H-42092 LA RELEASED
	NO OTHER PUBLIC COMMENTS
Disciplinary or Formal Action Documents:	H42092LA_210903_P.pdf
	H42092LA_221011_P.pdf
	>>>> Public information request complete <<<<