STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/2/2025 6:47:16 AM
License Type:
CORPORATION

Name:
Zero Point Loans, Inc

Mailing Address:
1398 LA CRESTA BLVD
EL CAJON, CA 92021

License ID:
01527441

Expiration Date:
04/28/27

License Status:
LICENSED

MLO License Endorsement:

1840597 (Click here to check the status of the MLO License Endorsement.)

Corporation License Issued:
04/29/19

Former Name(s):
NO FORMER NAMES

Main Office:
1398 LA CRESTA BLVD
EL CAJON, CA 92021

Licensed Officer(s):
DESIGNATED OFFICER
01306407 - Expiration Date: 04/28/27
Spirtos, Michael George

DBA
NO CURRENT DBAS

Branches:
NO CURRENT BRANCHES

Broker Associates:
01216308 - Maggio, Carl Stephen
                  License Expiration Date: 12/11/2026

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<