STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 12/16/2025 3:26:32 AM

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License Type:	CORPORATION
Name:	First Rate Lenders Inc
Mailing Address:	861 E THOUSAND OAKS BLVD #1 THOUSAND OAKS, CA 91360
License ID:	01517167
Expiration Date:	05/30/23
License Status:	EXPIRED
Corporation License Issued:	09/01/05
Former Name(s):	NO FORMER NAMES
Main Office:	NO CURRENT MAIN OFFICE ADDRESS ON FILE
Licensed Officer(s):	DESIGNATED OFFICER 01058661 - Expiration Date: 05/30/23 Luther, Jeffrey Homer OFFICER LICENSE EXPIRED AS OF 05/31/23
	00408509 - Expiration Date: 10/27/13 Luther, Homer Gene OFFICER CANCELED AS OF 01/21/11
DBA	First City Mortgage ACTIVE FROM 02/14/2006 TO 01/21/2019
	NO CURRENT DBAS
Branches:	NO CURRENT BRANCHES
Comment:	NO DISCIPLINARY ACTION
	NO OTHER PUBLIC COMMENTS
	>>>> Public information request complete <<<<