STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
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License information taken from records of the Department of Real Estate on 11/26/2025 12:48:56 AM
License Type:
CORPORATION

Name:
South Bay Real Estate & Mortgage Inc

Mailing Address:
PO BOX 210985
CHULA VISTA, CA 91921

License ID:
01376010

Expiration Date:
04/01/27

License Status:
LICENSED

MLO License Endorsement:

761621 (Click here to check the status of the MLO License Endorsement.)

Corporation License Issued:
04/02/03

Former Name(s):
NO FORMER NAMES

Main Office:
333 H STREET STE 5000
CHULA VISTA, CA 91910

Licensed Officer(s):
DESIGNATED OFFICER
00845295 - Expiration Date: 04/01/27
Bustamante, Eduardo Ramirez

DBA
So Cal Services
ACTIVE AS OF 07/21/2008

South Bay Mortgage
ACTIVE AS OF 09/09/2008

Universal Home Loans
ACTIVE AS OF 01/10/2022

Universal Lending
ACTIVE AS OF 01/10/2022

U Pay 1
ACTIVE AS OF 02/11/2014

U-Pay-1
ACTIVE AS OF 02/11/2014

U Pay One
ACTIVE AS OF 02/11/2014

U-Pay-One
ACTIVE AS OF 02/11/2014

Branches:
NO CURRENT BRANCHES

Broker Associates:
01458028 - Bustamante, Eduardo Jr
                  License Expiration Date: 06/03/2029

Salespersons:
02271361 - Ontiveros, Aisha Yarettzi
                  License Expiration Date: 04/24/2029

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<