STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
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License information taken from records of the Department of Real Estate on 9/30/2026 11:35:36 PM
License Type:
CORPORATION

Name:
Zino Financial Inc

Mailing Address:
PO BOX 6188
CONCORD, CA 94524
(Above address is marked unreliable in DRE database)

License ID:
01329520

Expiration Date:
01/18/10

License Status:
EXPIRED

Corporation License Issued:
01/19/02

Former Name(s):
NO FORMER NAMES

Main Office:
NO CURRENT MAIN OFFICE ADDRESS ON FILE

Licensed Officer(s):
DESIGNATED OFFICER
01211997 - Expiration Date: 01/18/10
Carzino, Jeffrey Michael
OFFICER LICENSE EXPIRED AS OF 01/19/10

01028747 - Expiration Date: 01/18/06
Hall, Michele Del Favero
OFFICER LICENSE EXPIRED AS OF 01/19/06

DBA
Carzino Private Mortgage Banking Group
ACTIVE AS OF 06/14/2007

Windsor Club Mortgage
ACTIVE FROM 08/08/2002 TO 01/06/2004

Zino Mortgage Group
ACTIVE AS OF 05/06/2002

Branches:
NO CURRENT BRANCHES

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<