STATE OF CALIFORNIA
DEPARTMENT OF REAL ESTATE

In reviewing a licensee's information, please be aware that license discipline information may have been removed from a licensee's record pursuant to Business & Professions Code Section 10083.2 (c). However, discipline information may be available from the California Department of Real Estate upon submittal of a request, or by calling the Department's public information line at 1-877-373-4542.
The license information shown below represents public information. It will not reflect pending licensing changes which are being reviewed for subsequent updating. Although the business and mailing addresses of real estate licensees are included, this information is not intended for mass mailing purposes.
Some historical disciplinary action documents may not be in compliance with certain accessibility functions. For assistance with these documents, please contact the Department's Licensing Flag Section.

License information taken from records of the Department of Real Estate on 9/30/2026 6:58:50 AM
License Type:
CORPORATION

Name:
J S M Financial Incorporated

Mailing Address:
1750 PRAIRIE CITY RD
#130-246
FOLSOM, CA 95630

License ID:
01144171

Expiration Date:
11/12/28

License Status:
LICENSED

MLO License Endorsement:

328877 (Click here to check the status of the MLO License Endorsement.)

Corporation License Issued:
11/13/92 (Unofficial -- taken from secondary records)

Former Name(s):
NO FORMER NAMES

Main Office:
206 SILVER PLUME DR
FOLSOM, CA 95630

Licensed Officer(s):
DESIGNATED OFFICER
01000712 - Expiration Date: 11/12/28
Miklos, Stephen Edward

DBA
Bentley Mortgage
ACTIVE AS OF 11/13/1992

Bentley Mortgage and Real Estate
Services
ACTIVE AS OF 10/15/2007

Gold Lake Real Estate
ACTIVE AS OF 03/23/2007

Branches:
NO CURRENT BRANCHES

Broker Associates:
00986987 - Miklos, William John III
                  License Expiration Date: 03/18/2029

Comment:
NO DISCIPLINARY ACTION

NO OTHER PUBLIC COMMENTS

>>>> Public information request complete <<<<